LEONOR HERRERA

Have you ever caught yourself saying things like, “I’ve never been good with money” or “I hate budgets”? If so, you’re not alone. Many of us engage in negative self-talk, which can significantly hinder our financial success. Statements like “I’ll never be a 6-figure earner” or “My market won’t pay premium prices” can create limiting beliefs that hold you back from achieving your financial goals.

Understanding Negative Self-Talk

Negative self-talk is a damaging habit that perpetuates false beliefs about our financial abilities. By repeating these lies—whether out loud or in your mind—you reinforce the negative beliefs that accompany them. What we visualize and believe often becomes our reality.

When you tell yourself you’re not good with money, your actions will reflect that belief. If you dread budgeting, you’ll likely avoid creating one altogether. And if you convince yourself that you can’t earn a 6-figure income, you won’t take the necessary steps to make it happen.

The Science ...